What is Credit Card Processing?
If your customers can't pay with a card, you're leaving money on the table. Over 80% of in-store transactions and virtually all online purchases run through card networks. Getting set up to accept Visa, Mastercard, Amex, and Discover is table stakes for any business selling to consumers.
We match the right processing setup to how you actually sell. Countertop terminal for retail, payment gateway for e-commerce, mobile reader for field work, or a combination of all three. Competitive rates, transparent fees, and a setup process that doesn't drag. You'll know exactly what you're paying before you sign anything.
What do I need to get started?
What you'll need to get started
Registered Business
Legal entity with an EIN, or SSN if you're a sole proprietor.
Business Bank Account
Where your card settlements deposit.
Processing Volume Estimate
Monthly volume determines your rate tier.
Equipment or Integration
We match hardware or software to how you sell.
Rates and Fees
Transaction fees run 1.5% to 3.5% of each sale plus a flat fee of $0.10 to $0.30 per transaction. Your rate depends on your volume, industry, and the types of cards you accept. Higher volume and lower-risk industries get better rates.
Monthly account fees range from $10 to $50. Chargeback fees run $20 to $100 per dispute if a customer contests a charge, and annual PCI compliance fees may apply. We break down every cost before you commit so there are no surprises on your monthly statement.
FAQ